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Zaozhuang, Shandong: Targeted Financial Support to Enterprises

Source：Haibao News 09-03-2026 10:00:00

This year, based on the reality of Zaozhuang's transformation as a resource-based city, the Zaozhuang Branch of the National Financial Regulatory Administration took the lead in formulating a special work plan, launching five major actions, and compiling a toolkit of supportive policies to channel targeted financial support into the real economy.

Addressing financing bottlenecks in various industries such as sci-tech manufacturing, cold-chain logistics, and cultural tourism, local banking institutions moved away from the traditional collateral-based model, conducted on-site investigations into actual business operations, and developed innovative credit products. The branch extended 9.8 million yuan in customized credit to Yaocheng Science and Technology, a specialized and sophisticated enterprise. It launched electronic warehouse receipt pledge financing to resolve the problem of capital being tied up in inventory for cold-chain firms and issued the city's first pledge loan backed by the expected revenue rights of scenic areas, breaking the asset-light financing bottleneck for cultural and tourism enterprises.

As of the end of May, local authorities had visited 128,000 enterprises and issued loans of 35.554 billion yuan to 25,600 enterprises. Inclusive loans to micro and small-sized enterprises increased by 20.94% year-on-year, while the average loan interest rate dropped to 3.68%, continuing to reduce burdens on and empower market entities.