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Shandong's "Financial Chain Leader" Mechanism Solves Industrial Financing Challenges

Source：Haibao News 03-25-2026 10:56:02

Shandong has introduced an innovative "Financial Chain Leader" mechanism to precisely address key financing challenges in industrial chains, empowering the high-quality development of 19 representative industrial chains. Launched in August 2025, the mechanism pairs 14 financial institutions with 19 industrial chains, serving over 36,000 enterprises. The Agricultural Bank of China Shandong Branch supports Wuzheng Group, serving more than 230 upstream and downstream enterprises and resolving mismatches in payment cycles. Industrial Bank issued the province's first aluminum industry transformation-linked loan, with an interest rate linked to emission reduction performance. Qilu Bank launched the "Quanxin Chain" based on blockchain to extend core credit and revitalize accounts receivable of micro-, small and medium-sized enterprises. The Industrial and Commercial Bank of China Yantai Branch weakened its mortgage dependence and granted a credit of 20 million yuan to new energy equipment companies. Bank of China Shandong Branch customized solutions to serve nearly 100 artificial intelligence companies, with a loan balance of nearly 6 billion yuan. The "financial chain leader" uses "one policy for each chain" and "one policy for each enterprise" to transform intangible assets such as technology and reputation into funds, facilitate the smooth capital circulation of the industrial chain, and promote the benign interaction and coordinated upgrading between finance and industry.